Your money is scattered across bank accounts, UPI apps, investments, and credit cards. Monetar brings it all together — and tells you exactly what to do next.
Your salary lands in one account, bills go out from another, SIPs run in a third. Your credit card statement arrives on the 5th and surprises you. You have a vague sense of your investments but no idea what they're actually returning. No single place tells you what it all means — or what to do about it.
Monetar connects every bank account, UPI app, investment account, and credit card — with zero manual input. Your complete financial picture, assembled for you.
Monetar doesn't say "spend less on Swiggy." It says: "Switch to this card and save ₹14,400/year on your current orders — without changing a single habit." Specific, quantified, actionable.
Net worth, real portfolio returns (XIRR), asset allocation, and tax intelligence — tracked automatically. Finally know not just what you own, but what it's actually worth and what it's earning.
Unprompted. Unedited.
The same frustration, everywhere.
"The real issue isn't lack of tools. It's that we want clarity without extra effort. If tracking isn't automatic and low-friction, most of us just give up."
"Ever since I've had my hands on UPI I just don't freakin realise where all the money goes."
"Apps that bring everything together suck at telling me what to do with that information, and the ones that give information suck at making it actionable to my situation."
"Data fragmentation across multiple credit cards, UPI apps, bank accounts — makes it difficult to precisely track."
"Spending on Swiggy, Zepto, Blinkit — at the time it feels less, but at the end of the month you realise how much was spent."
"I have to check different platforms to know my savings, investments etc. There's no single view."
146 people. 15 questions.
The same story, every time.
We surveyed urban professionals organically before writing a line of code. Here's what they told us.
We'll share updates as the product takes shape.
No spam. No marketing blasts. We'll only write when it matters.